Social fund loan how long

This can be much cheaper than paying high interest charges for borrowing from payday or doorstep lenders. Find out how they work and how to apply for them. It can be used for a wide range of things, including:. We can can help you start sorting out your financial problems. Find free, confidential advice now using our Debt advice locator tool.

If you are getting certain benefits and have to pay the funeral expenses of a relative or close friend, you might be able to apply for a Funeral Payment. You must have been claiming for at least 26 weeks, either consecutively or with a break of no more than 28 days.

You can apply online on the GOV. UK website. If you have a loan but can no longer afford the agreed repayments, ask the office that paid you to work out another repayment plan.

This is the equivalent of a Budgeting Loan for people who are claiming Universal Credit. You will usually have to start paying back your Budgeting Advance out of your next Universal Credit payment and pay it back within 12 months. Local authorities in England and the devolved governments in Scotland, Wales and Northern Ireland can provide help and support in an emergency. Find out about extra sources of income and support available to help you manage your household bills and save money in our guide What benefits you can claim and other ways to increase your income.

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Return it to the address on the letter. Do not send it to your local Jobcentre Plus office as this may delay getting your loan. The money will be paid into your bank, building society or credit union account.

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If you get a budgeting advance, you'll get reduced Universal Credit payments until you've paid off the amount you borrow. This will normally be over 12 months. If you've applied for Universal Credit but haven't had your first payment yet, you need to get an advance payment instead of a budgeting advance. You can get a budgeting advance if you need the money to help you get or stay in work - like train tickets for a job interview. You can't get a budgeting advance if you or your partner are still paying off a previous budgeting advance.

The maximum depends on your circumstances. You can borrow up to:. You'll need to apply for your budgeting advance over the phone. To decide if you're eligible, and how much you can get, an adviser will look at:. Telephone: Telephone Welsh language : Textphone: Relay UK - if you can't hear or speak on the phone, you can type what you want to say: then You can use Relay UK with an app or a textphone.

You can find out how to use video relay on YouTube. You must write to the address below within 28 days of the decision, explaining why you think the decision is wrong and ask for it to be reviewed.

If, after that review, you still think the decision was wrong, you can ask for a further review by the office of the Independent Case Examiner which is independent from the Department for Communities. The review process is quick and simple, and should take no longer than 21 days. We will not reply to your feedback. Don't include any personal or financial information, for example National Insurance, credit card numbers, or phone numbers.

The nidirect privacy notice applies to any information you send on this feedback form. Comments or queries about angling can be emailed to anglingcorrespondence daera-ni. If you have a comment or query about benefits, you will need to contact the government department or agency which handles that benefit. Contacts for common benefits are listed below. Call Email dcs. Call Email customerservice. Comments or queries about the Blue Badge scheme can be emailed to bluebadges infrastructure-ni.